| Monthly Maintenance Fee if the Average Daily Balance falls below $300 (Not applicable to Regular Checking) | $5.00 |
| Certified Check | $5.00 |
| Overdraft Fee - the fee will be applied to overdrafts created by check *Only one fee will be charged per day, regardless of the number of overdrafts paid *The consumer must repay the overdraft within ten (10) calendar days *No overdrafts will be paid within the first 60 days after account opening *Whether your overdrafts will be paid is descretionary and we reserve the right not to pay For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts |
$22.50 |
| Returned Check Charge--Insufficient Funds (This will be charged no more than once per day regardless of the number of items returned.) | $22.50 |
| Charge for receipt of Wire Transfer into your account (does not include Direct Deposit, Automated Payroll Deposit, or ACH Transactions) | $10.00 |
| Stop Payment | $5.00 |
| Photocopy of Check | $2.00 |
| ATM Transaction (Some ATM operators may assess a surcharge on transactions) | NO CHARGE |
| Check Printing Fees (120 Personal Checks) (Please note that Check Printing Fees may vary depending on the style of check and the number ordered. Prices are subject to change). | $22.04 |
| Research Fee (will be assessed if you require extensive research on your account. Examples of when we might assess this fee are when we have to retrieve old records for a court appearance or an I.R.S. audit. If your request is subject to this fee, you will be informed before the work begins) | $25 per        hour |