First Federal Savings Bank of Frankfort

Fee Schedule for Transaction Accounts

Monthly Service Charge will be imposed every statement cycle in which the balance falls below $300 for Advantage Checking, Business Checking, and MMDA, $100 for Basic Checking $5.00 for consumer accounts
$10.00 for business accounts
ATM/Debit Card Replacement$5.00
Bank Courtesy Check$3.00
Cashier's Check$5.00
Check Images (per copy)$1.00
Check or ACH Overdraft Fee
*Only one fee will be charged per day, regardless of the number of overdrafts paid
*The consumer must repay the overdraft within ten (10) calendar days
*No overdrafts will be paid within the first 60 days after account opening
*Whether your overdrafts will be paid is descretionary and we reserve the right to not pay
For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts
Check or ACH Returned Item Fee--Insufficient Funds (This will be charged no more than once per day regardless of the number of items returned.)$25.00
Deposit Items Returned (Business Checking Only)$5.00
Dormant Account--12 Months Inactivity (if balance is less than $100)$10.00
Money Order$3.00
Special Statement Request$5.00
Stop Payment Request (Check or ACH)$25.00
Temporary Checks (4 checks)$2.00
ATM Transaction (Some ATM operators may assess a surcharge on transactions) NO CHARGE
Research Fee (will be assessed if you require extensive research on your account. Examples of when we might assess this fee are when we have to retrieve old records for a court appearance or an I.R.S. audit. If your request is subject to this fee, you will be informed before the work begins)$25 per      hour and $2.00 per copied page
Wire Transfer--Domestic Incoming$10.00
Wire Transfer--Domestic Outgoing$20.00
Wire Transfer--International Outgoing$20.00 plus costs to the bank

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